MOBILIZATION OF CUSTOMER DEPOSITS AT ISLAMIC BANKS
La mobilisation et la gestion des dépôts de la clientèle par les banques isllamiques
TUNISIA: 2021 REGULATORY RETROSPECTIVE OF THE FINANCIAL SECTOR
Banking regulation The Central Bank of Tunisia published in 2021, thirty-four Notes and nine Circulars on various subjects. If we focus on the circulars in particular, the following main provisions emerge: Two circulars dealt with seasonal credits, namely circulars n°2021-06 of September 16,2021 and n°2021-07 of September 01,2021 relating respectively […]
CLIMATE FINANCE: REALITIES AND PROPECTS
For several years and in particular since the 2015 Paris Agreements within the framework of COP21, we have been talking more and more about Climate Finance / Green Finance. Since then, regional initiatives and programs have been put in place to support its development on a global scale. So where […]
Regulatory Point : Bank and Management of Operational Risks
The concept of Basel II operational risk refers to the risk of losses from inadequate or failed internal processes, people and systems or external events. Within this framework, 7 categories of operational risks have been defined capable of generating a loss for the bank, namely: Category 1 : Internal Fraud – […]
Islamic Finance in Tunisia: achievements despite a legislative framework that tramples
HISTORICAL OVERVIEW : Let us first recall that Islamic Finance is a global concept that covers financial activities that respect the principles of Shariah and that generally extends to the areas of banks, microfinance institutions, leasing companies (Ijara), insurance companies (Takaful), Islamic Sukuk and Islamic investment funds. In the case […]
Progress and Impacts of Microfinance Regulation in Tunisia
In Tunisia, the microfinance sector has experienced a real boom. Indeed, according to the Barometer of the Microfinance Control Authority (ACM) of June 2019, supervisory body of the Microfinance sector in Tunisia, there are 9 accredited Microfinance Institutions (MFIs), including 7 MFIs in the form of a limited company (SA) […]